William Russell (Dubai Insurance Co) - William Russell Elite Gold Plan with Dental
Yearly Cover
AED 18,350,000.00
Deductible
AED 55 per out-patient consultation & per visit to dentist
Coverage
Worldwide ex-USA
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered for in-patient treatment with pre-authorization
Hospital Accomodation
Standard Single Room with pre-authorization
Hospital Cash Benefit
Up to AED 918 per night for a maximum of 60 nights with pre-authorization
Parent Accomodation
Covered with pre-authorization
Out-Patient
Vaccination
Up to AED 918 for routine vaccinations and developmental check-ups for children
Physiotherapy
Covered
Scans
Covered
Health Checks
Covered up to AED 2,019
Psychiatric Treatment
Covered up to AED 367,000 in lifetime; in-patient covered up to 30 days; out-patient covered up to 10 consultations
Alternative Medicine
Covered up to 15 sessions
Prescription Drugs
Not Covered
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Network
Network Coverage
128 Hospitals
1259 Clinics
71 Laboratories
1710 Pharmacies
160 Dentals
123 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
For treatment within the UAE, 80% of covered cost (100% outside the UAE) subject to network rates on reimbursement basis
Maternity
Pregnancy Cover
Up to AED 55,050 per pregnancy for routine maternity (including planned C- section); covered in full for childbirth necessitating an emergency surgical procedure (including emergency C-section)
Newborn Baby Cover
Up to AED 367,000 per pregnancy
Natal Complications
Covered
Dental
Dental Coverage
Routine dental treatment up to AED 5,505; Complex dental treatment (crowns, inlays and bridges) up to AED 7,340 with 20% co-insurance & 12 month waiting period
Accidental Damage to Teeth
Covered if receved within 15 days for in-patient treatment; up to AED 150,000 for out-patient treatment & if it is received within 72 hours