Takaful Emarat - Gold (Plan 3) Nextcare RN
Yearly Cover
AED 1,000,000.00
Deductible
10% per GP consultation up to a maximum of AED 25 & 20% per SP consultation up to a maximum of AED 60
Coverage
Worldwide
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions); 6 month waiting period for new members except those who are under continuous cover
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered
Hospital Accomodation
Private Room
Hospital Cash Benefit
Up to AED 250 per night for a max of 10 nights
Parent Accomodation
Up to AED 350 per day
Out-Patient
Vaccination
Covered for children up to age of 6 years
Physiotherapy
Covered up to 15 sessions per condition for out-patient treatment with pre-authorization
Scans
Covered; 10% co-pay for out-patient treatment
Health Checks
Diabetes screening as per DHA
Psychiatric Treatment
Up to AED 6,000 for in-patient treatment; up to AED 1,500 for out-patient treatment
Alternative Medicine
Up to AED 1,500
Prescription Drugs
Not Covered
ReviewsView all plan reviews
Apply
Network
Network Coverage
112 Hospitals
892 Clinics
62 Laboratories
1655 Pharmacies
70 Dentals
98 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of the reasonable actual costs or 80% of the reasonable & customary costs of the medical network, whichever is less on, reimbursement basis
Maternity
Pregnancy Cover
Covered 100% for out-patient maternity treatment (12 visits to PHC, 6 ultra scans); up to AED 12,500 for in-patient treatment & covered 100% in case of an emergency; 10% co-pay
Natal Complications
Up to AED 12,500 (combined limit with delivery, medically necessary C-section & termination) & 10% co-pay
Dental
Dental Coverage
Up to AED 2,500 with 20% co-pay