Takaful Emarat - Diamond AUH (Plan 2) NAS GN
Yearly Cover
AED 750,000.00
Deductible
AED 50 per out-patient consultation
Coverage
Worldwide
Chronic Conditions
Covered; 6 month waiting period for new members except those who are under continuous cover
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered
Hospital Accomodation
Private Room
Hospital Cash Benefit
Up to AED 300 per night for a max of 10 nights
Parent Accomodation
Up to AED 400 per day
Out-Patient
Vaccination
Covered for children up to age of 6 years as per MOH
Physiotherapy
Covered for out-patient treatment with pre-authorization
Scans
Covered
Health Checks
Not Covered
Psychiatric Treatment
Up to AED 10,000 for in-patient treatment; up to AED 3,000 for out-patient treatment
Alternative Medicine
Up to AED 2,000
Prescription Drugs
Not Covered
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Network
Network Coverage
134 Hospitals
1222 Clinics
67 Laboratories
1850 Pharmacies
183 Dentals
148 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of the reasonable actual costs or 80% of the reasonable & customary costs of the medical network, whichever is less on, reimbursement basis
Maternity
Pregnancy Cover
Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi
Newborn Baby Cover
Not Covered
Natal Complications
Covered; up to AED 12,000 (combined limit with medically necessary C-section) outside Abu Dhabi
Dental
Dental Coverage
Up to AED 3,500 with 20% co-pay