Sehteq (ASNIC) - Executive NE
Yearly Cover
AED 150,000.00
Deductible
10% co-insurance for in-patient treatments up to a maximum of AED 500 (maximum AED 1,000 per year); 10% co-insurance up to a maximum of AED 25 for out-patient consultation; 10% co-insurance on prescriptions
Coverage
GCC
Chronic Conditions
Covered; pre-authorization required for in-patient treatment
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered; pre-authorization required for in-patient treatment
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Not Covered
Parent Accomodation
Up to AED 100 per night with pre-authorization
Out-Patient
Vaccination
Not Covered
Physiotherapy
Covered with pre-authorization; up to 6 sessions for out-patient treatment with 10% co-insurance
Scans
Covered; pre-authorization required for in-patient treatment; 10% co-insurance on out-patient treatment
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
45 Hospitals
456 Clinics
32 Laboratories
699 Pharmacies
13 Dentals
1 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
Covered 100% for emergency treatment subject to UAE network rates on reimbursement basis; pre-authorization is required within 24 hours; Non-emergency treatment outside the network is not covered
Maternity
Pregnancy Cover
Not Covered
Newborn Baby Cover
Not Covered
Natal Complications
Not Covered
Dental
Dental Coverage
Not Covered
Accidental Damage to Teeth
Not Covered