Yearly Cover
AED 250,000.00
Deductible
AED 50 per out-patient consultation
Coverage
Worldwide
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions); 6 month waiting period for new members except those who are under continuous cover
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered
Hospital Accomodation
Semi-Private Room
Hospital Cash Benefit
Up to AED 200 per night for a max of 10 nights
Parent Accomodation
Up to AED 150 per day
Out-Patient
Vaccination
Covered for children up to age of 6 years as per MOH
Physiotherapy
Covered for out-patient treatment with pre-authorization
Scans
Covered
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
46 Hospitals
588 Clinics
42 Laboratories
1226 Pharmacies
8 Dentals
1 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of the reasonable actual costs or 80% of the reasonable & customary costs of the medical network, whichever is less on, reimbursement basis
Maternity
Pregnancy Cover
Covered; AED 50 per out-patient consultation outside the Emirate of Abu Dhabi; AED 500 deductible per delivery within Abh Dhabi
Natal Complications
Covered
Dental
Dental Coverage
Not Covered