Orient Insurance P.J.S.C - IMED
Available in dubai
Yearly Cover
AED 150,000.00
Deductible
20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-pay on all out-patient services
Coverage
GCC
Chronic Conditions
Covered; 6 month waiting period (except emergency)
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered with pre-authorization
Hospital Accomodation
Shared Room with pre-authorization
Hospital Cash Benefit
Not Covered
Parent Accomodation
Up to AED 100 per night
Out-Patient
Vaccination
Covered for children up to 6 years
Physiotherapy
Covered up to 6 sessions for out-patient treatment with pre-authorization & 20% co-pay
Scans
Covered; MRI, CT & endoscopies with pre-authorization
Health Checks
Diabetes screening covered once every year for members over 18 years
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
37 Hospitals
451 Clinics
32 Laboratories
1015 Pharmacies
4 Dentals
0 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
Not Covered
Maternity
Pregnancy Cover
Covered with 10% co-pay; up to AED 7,000 for normal delivery and AED 10,000 for medically essential C-section, complications & termination; preauthorization required for in-patient treatment
Newborn Baby Cover
Covered for 30 days from birth
Natal Complications
Up to AED 10,000 (combined limit with medically essential C-section & termination) with 10% co-pay; preauthorization required for in-patient treatment
Dental
Dental Coverage
Not Covered