Orient Insurance P.J.S.C - Family Care - Silk Road - AUH - AED 50 consultation ded
Yearly Cover
AED 500,000.00
Deductible
AED 50 per out-patient consultation
Coverage
Worldwide
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered for in-patient treatment with pre-authorization
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Not Covered
Parent Accomodation
Covered with pre-authorization
Out-Patient
Vaccination
Covered for children up to 6 years with pre-authorization
Physiotherapy
Covered with pre-authorization
Scans
Covered; pre-authorization required for in-patient treatment & out-patient CT & MRI scans
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Up to AED 1,600 on reimbursement basis
Prescription Drugs
Not Covered
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Network
Network Coverage
47 Hospitals
597 Clinics
30 Laboratories
1726 Pharmacies
11 Dentals
0 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
For elective treatment 80% of covered cost (100% for South-East Asia) subject to network rates on reimbursement basis
Maternity
Pregnancy Cover
Covered in full within Abu Dhabi & Al Ain; up to AED 10,000 outside Abu Dhabi & Al Ain; AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment
Newborn Baby Cover
Covered for baby born inside the UAE
Natal Complications
Covered; pre-authorization required for in-patient treatment
Dental
Dental Coverage
Up to AED 3,500 with pre-authorization & 20% co-pay on direct billing (additional 20% co-payment on reimbursement)
Accidental Damage to Teeth
Covered if treated within 24 hours