National Life & General Insurance (NLGI) Health Insurance

National Life & General Insurance (NLGI)

National Life & General Insurance Company (NLGIC) is an insurance provider based in Oman. Established in 1983, the company also operates in Dubai and Abu Dhabi. NLGIC offers both life and general insurance products.

Insurance Plans

Deductible

None

Yearly Cover

AED 250,000.00

Coverage

GCC, South East Asia

Dental Cover

Yes

Maternity Cover

Covered in full inside Abu Dhabi & Al Ain with AED 500 deductible per delivery; Covered up to AED 7,000 fpr normal delivery & up to AED 10,000 for C-section, outside Abu Dhabi & Al Ain; pre-authorization required for in-patient treatment; 6 months waiting period without COC; AED 10 per out-patient visit

Deductible

20% co-pay with a maximum of AED 50 per OP consultation; 10% on out-patient prescriptions

Yearly Cover

AED 250,000.00

Coverage

Worldwide ex-North America

Dental Cover

Yes

Maternity Cover

Up to AED 10,000 for normal delivery and up to AED 15,000 for medically necessary C-section & complications; up to AED 150,000 in case of an emergency; covered 100% for out-patient treatment; covered with 10% co-pay; preauthorization required for in-patient treatment

Deductible

20% co-pay with a maximum of AED 50 per OP consultation; 10% on out-patient prescriptions

Yearly Cover

AED 250,000.00

Coverage

Worldwide ex-North America

Dental Cover

Yes

Maternity Cover

Up to AED 10,000 for normal delivery and up to AED 15,000 for medically necessary C-section & complications; up to AED 150,000 in case of an emergency; covered 100% for out-patient treatment; covered with 10% co-pay; preauthorization required for in-patient treatment

Deductible

20% co-pay with a maximum of AED 50 per OP consultation; 10% on out-patient prescriptions

Yearly Cover

AED 150,000.00

Coverage

Worldwide ex-North America

Dental Cover

Yes

Maternity Cover

Up to AED 10,000 for normal delivery and up to AED 15,000 for medically necessary C-section & complications; up to AED 150,000 in case of an emergency; covered 100% for out-patient treatment; covered with 10% co-pay; preauthorization required for in-patient treatment

Deductible

20% co-pay with a maximum of AED 50 per OP consultation; 10% on out-patient prescriptions

Yearly Cover

AED 150,000.00

Coverage

Worldwide ex-North America

Dental Cover

Yes

Maternity Cover

Up to AED 10,000 for normal delivery and up to AED 15,000 for medically necessary C-section & complications; up to AED 150,000 in case of an emergency; covered 100% for out-patient treatment; covered with 10% co-pay; preauthorization required for in-patient treatment