National Health Insurance Co (Daman) Health Insurance
The National Health Insurance Company, also known as Daman, is a leading health insurance specialist in the UAE. They have been operating since 2006, with around 2.5 million people choosing Daman health insurance. The Daman medical insurance in Dubai and Abu Dhabi covers over 2000 hospitals and health clinics. You can choose from plans such as Daman family and Daman’s individual coverage to ensure you find something for your specific needs. Health insurance solutions for Dubai and Abu Dhabi are available for both individual and business customers. Read More
Insurance Plans
AED 50 per out-patient consultation
AED 1,000,000.00
Worldwide ex-North America
Yes
Covered in full (up to AED 10,000 outside the UAE); AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-pay per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions, diagnostics, physiotherapy and alternative medicine
AED 250,000.00
South East Asia, Middle East & North Africa
Yes
Covered up to AED 25,000 within the UAE & up to AED 10,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment; 10% co-insurance on other out-patient services
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-pay per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions, diagnostics, physiotherapy and alternative medicine
AED 160,000.00
GCC
Yes
Covered in-patient upto AED 7,000 for normal delivery & up to AED 10,000 for C-section, complications & medically necessary termination (within UAE) & up to AED 7,000 for all maternity benefits outside the UAE, with pre-authorization; emergency treatment covered 100%; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; 10% co-insurance on other out-patient services within network (50% co-insurance outside network)
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-pay per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions, diagnostics, physiotherapy and alternative medicine
AED 160,000.00
GCC
Yes
Covered in-patient upto AED 7,000 for normal delivery & up to AED 10,000 for C-section, complications & medically necessary termination (within UAE) & up to AED 7,000 for all maternity benefits outside the UAE, with pre-authorization; emergency treatment covered 100%; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; 10% co-insurance on other out-patient services within network (50% co-insurance outside network)
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-insurance per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate
AED 5,000,000.00
Worldwide
Yes
Covered up to AED 50,000 within the UAE & up to AED 15,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment