Morgan Price (National Takaful Company PSC - Watania) - Gold - Area 2 - With Opt & Den - Nil ded
Yearly Cover
AED 9,990,000.00
Deductible
Nil Co-insurance
Coverage
Worldwide ex-USA
Chronic Conditions
Covered up to AED 199,800 (with pre-existing conditions); 6 month waiting period (excluding emergency treatment) for new members
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered with pre-authorization
Hospital Accomodation
Standard Single Room with pre-authorization
Hospital Cash Benefit
Up to AED 1,332 for a maximum of 10 nights
Parent Accomodation
Up to AED 100 per day with pre-authorization
Out-Patient
Vaccination
Covered for children up to age of 10 years on reimbursement basis & only in Government hospitals; up to AED 666 for travel vaccinations
Physiotherapy
Covered; pre-authorization required for in-patient treatment
Scans
Covered; pre-authorization required for in-patient treatment
Health Checks
Up to AED 1,332 for cancer screening & diabetes screening
Psychiatric Treatment
Up to AED 99,900 for in-patient treatment (maximum 30 nights); up to 30 visits for out-patient treatment; covered with a waiting period of 12 months & pre-authorization
Alternative Medicine
Up to AED 13,320
Prescription Drugs
Not Covered
ReviewsView all plan reviews
Apply
Network
Network Coverage
122 Hospitals
936 Clinics
70 Laboratories
1390 Pharmacies
67 Dentals
141 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
100% of covered cost subject to network rates and on reimbursement basis; American Hospital Group excluded completely
Maternity
Pregnancy Cover
Up to AED 66,600 for routine maternity & childbirth; covered in full for complications of pregnancy (including medically necessary C-section); covered with pre-authorization
Newborn Baby Cover
Covered for 30 days from birth; up to AED 1,332 for the initial paediatric check-up; premature baby cover for the first 2 months from birth
Natal Complications
Covered with pre-authorization
Dental
Dental Coverage
Up to AED 6,660 for routine dental; up to AED 13,320 for major dental; up to AED 6,660 for orthodontic for children under age of 19; covered in full for wisdom tooth extraction
Accidental Damage to Teeth
Covered in full for in-patient treatment