Gulf Insurance Group (Gulf) B.S.C Closed - AXA Global Prestige Plus Plan
Yearly Cover
AED 35,000,000.00
Deductible
Nil Co-insurance
Coverage
Worldwide ex-USA
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered (up to AED 4,200 for non-emergency treatment) with pre-authorization
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Up to AED 900 per night
Parent Accomodation
Covered with pre-authorization
Out-Patient
Vaccination
Covered in full for children up to age of 6 years; up to AED 3,000 for adults
Physiotherapy
Covered up to 6 sessions per out-patient treatment with pre-authorization
Scans
Covered; MRI, CT & PET scans covered with preauthorization
Health Checks
Covered up to AED 3,000 for preventative treatment, health checks and screening tests per person; Covered in full for preventive services as per DHA with pre-authorization
Psychiatric Treatment
Up to AED 20,000 for out-patient treatment with pre-authorization
Alternative Medicine
Covered in full for consultation & up to AED 5,000 for chinese herbal medicine
Prescription Drugs
Not Covered
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Network
Network Coverage
164 Hospitals
874 Clinics
46 Laboratories
1518 Pharmacies
121 Dentals
202 Optics
Treatment Outside Area of Cover
Up to AED 180,000 for emergency in-patient & day patient treatment up to 70 days; up to AED 12,000 for emergencu out-patient treatment
Treatment Outside Network
Covered subject to network rates with direct billing where possible
Maternity
Pregnancy Cover
Covered with pre-authorization
Newborn Baby Cover
Covered up to AED 150,000 for 30 days from birth with pre-authorization
Natal Complications
Covered
Dental
Dental Coverage
Up to AED 20,500 with 20% co-insurance
Accidental Damage to Teeth
Covered up to AED 150,000