Dubai National Insurance & Reinsurance Co P.S.C. (DNIRC) - DNIRC Nextcare Diamond
Yearly Cover
AED 750,000.00
Deductible
20% co-pay or AED 50 per consultation, whichever is lower
Coverage
Middle East & North Africa, South East Asia
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions)
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered in Full
Hospital Accomodation
Private Room
Hospital Cash Benefit
Up to AED 300 per day
Parent Accomodation
Up to AED 200 per day
Out-Patient
Vaccination
Covered for children up to age of 6 years
Physiotherapy
Up to 7 sessions per condition per year
Scans
Covered
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
148 Hospitals
1257 Clinics
75 Laboratories
1736 Pharmacies
156 Dentals
130 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of elective cost covered subject to network rates on reimbursement basis
Maternity
Pregnancy Cover
Covered with 10% co-pay on all maternity treatment; up to AED 15,000 for normal delivery and AED 15,000 for medically essential C-section, complications & medically necessary termination
Newborn Baby Cover
Covered
Natal Complications
Covered with 10% co-pay
Dental
Dental Coverage
Not Covered
Accidental Damage to Teeth
Covered