Al Sagr National Insurance Co - Flexi Plus Diamond - Option 2
Yearly Cover
AED 350,000.00
Deductible
AED 50 per visit on all OP services; 15% co-insurance on OP services in Medcare Group, Emirates Hospital & Dr Sulaiman Al Habib Medical Centre - DHCC
Coverage
South East Asia, Middle East & North Africa
Chronic Conditions
Covered up to AED 15,000 if not pre-existing
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Up to AED 750
Hospital Accomodation
Private Room
Hospital Cash Benefit
Up to AED 300 per day
Parent Accomodation
Up to AED 200 per day
Out-Patient
Vaccination
Not Covered
Physiotherapy
Covered in Full
Scans
Covered
Health Checks
Annual breast screening & prostate screening covered after a waiting period of 2 years
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
116 Hospitals
1221 Clinics
72 Laboratories
1693 Pharmacies
156 Dentals
123 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of covered cost after deductible subject to network rates on reimbursement basis
Maternity
Pregnancy Cover
Up to AED 15,000 after 12 month waiting period
Dental
Dental Coverage
Not Covered
Accidental Damage to Teeth
Covered in Full