Abu Dhabi National Insurance Co - Shifa Platinum - Option 3
Yearly Cover
AED 5,000,000.00
Deductible
Nil Co-insurance
Coverage
Worldwide
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered in Full
Hospital Accomodation
Standard Suite
Hospital Cash Benefit
Up to AED 500 per night for a max of 15 nights
Parent Accomodation
Up to AED 1,000 per day
Out-Patient
Vaccination
Covered for children up to age of 6 years and adults
Physiotherapy
Covered with pre-authorization
Scans
Covered
Health Checks
Up to AED 2,500 each for routine health check & breast cancer and prostate cancer screening
Psychiatric Treatment
Up to AED 30,000
Alternative Medicine
Up to AED 15,000
Prescription Drugs
Not Covered
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Network
Network Coverage
156 Hospitals
1193 Clinics
81 Laboratories
1505 Pharmacies
240 Dentals
12 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
100% of covered cost subject to network rates and on reimbursement basis
Maternity
Pregnancy Cover
Covered in full; outside the network only up to AED 50,000
Natal Complications
Covered
Dental
Dental Coverage
Up to AED 7,000 each for both routine and major dental care; 20% co-pay for both
Accidental Damage to Teeth
Covered if treated within 72 hours