Takaful Emarat Health Insurance

Takaful Emarat

Takaful Emarat can help you cover your family with high-quality and Sharia compliant health insurance in Dubai and rest of UAE. The co-operative insurance system offers a range of options, allowing you to have a tailor-made health policy. Takaful Emarat medical insurance is available for individuals and families. The Takaful Emarat insurance cover can include dental, optical and maternity insurance coverage, depending on your individual and family’s needs. It is possible to build a coverage option catering to your wishes. What’s more is how Takaful Emarat health insurance comes with a range of options to provide affordable healthcare for everyone. Read More

Insurance Plans

Deductible

20% co-pay with a maximum of AED 50 per OP consultation & 10% co-pay on prescriptions, diagnostics and physiotherapy

Yearly Cover

AED 1,000,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered with 10% co-pay; up to AED 10,000 for normal delivery and AED 10,000 for medically essential C-section & complications; up to AED 150,000 in case of an emergency; preauthorization required for in-patient treatment

Deductible

20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25

Yearly Cover

AED 150,000.00

Coverage

GCC

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services; up to AED 150,000 in case of an emergency; 6 month waiting period for non-working spouses if confirmed pregnant before enrollment

Deductible

AED 50 per OP consultation & 20% co-pay

Yearly Cover

AED 1,000,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered in full within Abu Dhabi & Al Ain; up to AED 10,000 for in-patient & out-patient treatment outside Abu Dhabi & Al Ain; AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment; AED 500 deductible per delivery within Abu Dhabi

Deductible

AED 50 per OP consultation & 20% co-pay

Yearly Cover

AED 1,000,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered in full within Abu Dhabi & Al Ain; up to AED 10,000 for in-patient & out-patient treatment outside Abu Dhabi & Al Ain; AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment; AED 500 deductible per delivery within Abu Dhabi

Deductible

AED 50 per OP consultation & 20% co-pay

Yearly Cover

AED 1,000,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered in full within Abu Dhabi & Al Ain; up to AED 10,000 for in-patient & out-patient treatment outside Abu Dhabi & Al Ain; AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment; AED 500 deductible per delivery within Abu Dhabi