Cigna (Zurich Insurance ME) Health Insurance
Cigna is an American worldwide health services organization. The company's insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products/services, the majority of which are offered through employers and other groups.
Insurance Plans
10% co-pay on all out-patient services (maximum annual cap AED 3,500)
AED 7,350,000.00
Worldwide
Yes
Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 25,500 for normal delivery or up to AED 36,500 for medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% (50% in the USA) if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
20% Max AED 100 co-pay on all out-patient services
AED 2,750,000.00
South East Asia, Middle East & North Africa
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
10% Max AED 50 co-pay on all out-patient services
AED 7,350,000.00
Worldwide ex-USA
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
20% Max AED 100 co-pay on all out-patient services
AED 7,350,000.00
Worldwide ex-USA
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
20% Max AED 100 co-pay on all out-patient services
AED 2,750,000.00
South East Asia, Middle East & North Africa
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE